Personal Checking, Savings & CDs

Find the ideal solution that fits your lifestyle best.

 

Personal Checking

Personal Savings
  Regular E-Checking Senior NOW Savings Minor Money Market Certificate of Deposit
Account Description Checking account with a low minimum balance requirement Checking account with no monthly fee as long as you are enrolled in electronic statements Exclusive account for age 55+ featuring no monthly fees Interest-bearing checking with a low minimum balance requirement Interest-bearing, transaction account enabling you to save money for the future Savings account for children and young adults under the age of 18 Great for individuals who want to earn more than the Savings account interest rate Enjoy a higher interest rate than Money Market account when you choose a term ranging from 1 month to 5 years
Minimum to Open $100 $100 $100 $100 $100 $100 $1,500 $2,500
Withdrawals Unlimited Unlimited Unlimited Unlimited 6 withdrawals per statement cycle1 6 withdrawals per statement cycle1 6 checks per month1 n/a
Free Online Banking Check Check Check Check Check Check Check Check
Debit Card Check Check Check Check n/a n/a n/a n/a
Interest Not Available Not Available Not Available Check
Simple interest is compounded and credited monthly		 Check
Interest is compounded daily, credited quarterly		 Check
Interest is compounded daily, credited quarterly		 Check
Simple interest is compounded and credited monthly		 Check
Minimum Balance
(to avoid a monthly charge)		 $750 minimum or $2,000 monthly average balance None None $1,500 minimum or $3,000 monthly average balance $250 None $2,500 minimum or $2,500 monthly average balance n/a
Service Charge Other Restrictions and Fees $10 per month if balance falls below minimum No monthly service fee when enrolled in electronic statements, otherwise $10 per month None $12 per month if balance falls below minimum $9 per quarter if balance falls below minimum. $2.00 charge for each item over the allowed 6 withdrawals None $12 per month if balance falls below minimum. $10.00 charge for each item over the allowed 6 withdrawals Penalties for early withdrawal
Other Services Online Banking with Bill Pay, Mobile Deposit, 24-hour Telephone Banking, Night Depository Services Online Banking with Bill Pay, 24-hour Telephone Banking, Night Depository Services n/a

1 Federal Regulation D limits checks and other withdrawals to six (6) per statement cycle. Withdrawals include: transactions by telephone, overdraft, point-of-sale, automatic transactions, ACH and wire transfers. Please see a Personal Banker for a complete Truth-in Savings disclosure for each account listed.

See “Other Bank Services” for a complete list of fees. Rates, fees and account features are subject to change without notice.