Personal Checking, Savings & CDs
Find the ideal solution that fits your lifestyle best.
Personal Checking |
Personal Savings |
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Regular | E-Checking | Senior | NOW | Savings | Minor | Money Market | Certificate of Deposit | |
Account Description | Checking account with a low minimum balance requirement | Checking account with no monthly fee as long as you are enrolled in electronic statements | Exclusive account for age 55+ featuring no monthly fees | Interest-bearing checking with a low minimum balance requirement | Interest-bearing, transaction account enabling you to save money for the future | Savings account for children and young adults under the age of 18 | Great for individuals who want to earn more than the Savings account interest rate | Enjoy a higher interest rate than Money Market account when you choose a term ranging from 1 month to 5 years |
Minimum to Open | $100 | $100 | $100 | $100 | $100 | $100 | $1,500 | $2,500 |
Withdrawals | Unlimited | Unlimited | Unlimited | Unlimited | 6 withdrawals per statement cycle1 | 6 withdrawals per statement cycle1 | 6 checks per month1 | n/a |
Free Online Banking | Check | Check | Check | Check | Check | Check | Check | Check |
Debit Card | Check | Check | Check | Check | n/a | n/a | n/a | n/a |
Interest | Not Available | Not Available | Not Available | Check Simple interest is compounded and credited monthly |
Check Interest is compounded daily, credited quarterly |
Check Interest is compounded daily, credited quarterly |
Check Simple interest is compounded and credited monthly |
Check |
Minimum Balance (to avoid a monthly charge) |
$750 minimum or $2,000 monthly average balance | None | None | $1,500 minimum or $3,000 monthly average balance | $250 | None | $2,500 minimum or $2,500 monthly average balance | n/a |
Service Charge Other Restrictions and Fees | $10 per month if balance falls below minimum | No monthly service fee when enrolled in electronic statements, otherwise $10 per month | None | $12 per month if balance falls below minimum | $9 per quarter if balance falls below minimum. $2.00 charge for each item over the allowed 6 withdrawals | None | $12 per month if balance falls below minimum. $10.00 charge for each item over the allowed 6 withdrawals | Penalties for early withdrawal |
Other Services | Online Banking with Bill Pay, Mobile Deposit, 24-hour Telephone Banking, Night Depository Services | Online Banking with Bill Pay, 24-hour Telephone Banking, Night Depository Services | n/a |
1 Federal Regulation D limits checks and other withdrawals to six (6) per statement cycle. Withdrawals include: transactions by telephone, overdraft, point-of-sale, automatic transactions, ACH and wire transfers. Please see a Personal Banker for a complete Truth-in Savings disclosure for each account listed.
See “Other Bank Services” for a complete list of fees. Rates, fees and account features are subject to change without notice.