Personal Checking, Savings & CDs

Find the ideal solution that fits your lifestyle best.

 

PERSONAL CHECKING

PERSONAL SAVINGS

  Regular Basic Senior NOW Savings Minor Money Market Certificate of Deposit
Account Description Checking account with a low minimum balance requirement Checking account for individuals with limited activity needs Exclusive account for age 55+ featuring no monthly fees Interest-bearing checking with a low minimum balance requirement Interest-bearing, transaction account enabling you to save money for the future Savings account for children and young adults under the age of 18 Great for individuals who want to earn more than the Savings account interest rate Enjoy a higher interest rate than Money Market account when you choose a term ranging from 1 month to 5 years
Minimum to Open $100 $100 $100 $100 $100 $100 $1,500 $2,500
Unlimited Check Writing   10 checks per month     n/a n/a 6 checks per month1 n/a
Free Online Banking                
ATM/Visa® Check Card         n/a n/a n/a n/a
Interest        
Simple interest is compounded and credited monthly
 
Interest is compounded daily, credited quarterly
 
Interest is compounded daily, credited quarterly
 
Simple interest is compounded and credited monthly
 
Other Restrictions None 75¢ per debit in excess of 10 per month None None $2 per debit in excess of 6 per quarter 6 debits allowed per quarter Parent must be a customer 6 debits allowed per month, including check, Visa® Check Card or other third-party transactions Substantial penalties for early withdrawal
Minimum Balance
(to avoid monthly charge)
$750 minimum or $2,000 monthly average balance None None $1,500 minimum or $3,000 monthly average balance $250 None $2,500 minimum or $2,500 monthly average balance n/a
Service Charge $10 per month if balance falls below minimum $4 per month None $12 per month if balance falls below minimum $9 per quarter if balance falls below minimum None $12 per month if balance falls below minimum n/a
1 Federal Regulation D limits checks and other withdrawals to six (6) per statement cycle. Withdrawals include: transactions by telephone, overdraft, point-of-sale, automatic transactions, ACH and wire transfers. Rates, fees and account features are subject to change without notice. Please see a Personal Banker for a complete Truth-in Savings disclosure for each account listed.